Savings Accounts
Premier Members Credit Union offers a variety of savings and deposit accounts for every need.
Deposit Accounts
Share Certificates
Features & Benefits
- Lock in a competitive rate for terms from 6 to 60 months
Savings
Membership Share Savings Account
Our required membership account that qualifies you to take advantage of all other products and services.
- $5 minimum deposit to open
- Pays competitive dividends
- Easy access online or at any branch
High Yield Savings Account
Earn a rate that’s significantly higher than the national average
- No fees or penalties
- Same-day transfers
- Access your funds at any time
Individual Retirement Accounts (IRA)
IRA Accounts
Looking to maximize your current income or planning for your future? PMCU offers a safe and reliable solution and has many products to consider. We offer both Traditional & Roth IRAs in the following categories:
- Savings
- Certificates
- Regular & Jumbo Money Markets
- Earnings may be tax deferred
- Earns competitive dividends
- No monthly fees
- No minimum balance required on IRA Savings or Money Market. IRA Certificate requires $500 minimum.
Spend more time doing what you enjoy, and we’ll handle your IRA account — paperwork included. Apply online, visit your nearest branch or contact us today at 303.657.7000.
Tax Time IRA
Earn 4.25% APY* (new money required) for 12 Month Term
Health Savings Account (HSA)
HSA Account
Healthcare costs are on the rise, and unexpected medical expenses can be financially devastating. With PMCU, you can save for future medical expenses while earning interest. Explore the flexibility, tax advantages, and convenience of our HSA account.
- No minimum balance to open & no monthly fees (Credit Union Membership Required)
- A free HSA Visa Debit Card – for easy access to funds
- Tax-free withdrawals** for qualified medical expenses
Club Accounts
Holiday Club
Savings accounts designed for specific savings goals such as saving for a vacation, etc.
Features & Benefits
- Holidays, vacations, or taxes
- Pays competitive dividends
Youth Accounts
Young Educated Savers (Ages 0-17)
Accounts to help save for the future.
Features & Benefits
- Helps teach the value of savings
- Pays high dividends
- Scholarship Opportunities
Opening an Account is fast, secure, and easy!
Open an account online, by calling 303.657.7000 or at your nearest branch.
Your Savings is Insured
The money you place in your credit union account is federally insured up to $250,000 by the National Credit Union Administration (NCUA), the strongest government insurance fund in the country.
Limitations On Withdrawals
For more information on federal limitations regarding withdrawals visit our Disclosures Page for documentation on Regulation D.