Savings Accounts

Premier Members Credit Union offers a variety of savings and deposit accounts for every need.

Deposit Accounts

Money Grows Here CD Offer

Money may not grow on trees, but it grows here. Check out our newest CD — and start growing your money.

You can choose to earn:

  • 4.75% APY* for a 7-month certificate
  • 4.50% APY* for a 17-month certificate
  • Minimum balance to open of $500.
  • At renewal, the 7-month certificate will automatically renew as a 6-month certificate at prevailing rates and the 17-month certificate will automatically renew as a 12-month certificate at prevailing rates.

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Limited time offer. *APY = Annual Percentage Yield. The minimum balance to open the 7-month or 17-month certificate and earn the advertised APY is $500. A penalty may be imposed for early withdrawals. At maturity, the 7-month CD will convert to Premier Members’ 6-month regular, fixed-rate CD and the 17-month CD will convert to Premier Members’ 12-month regular, fixed-rate CD, and will earn the prevailing interest rate in effect at time of renewal. This special rate offer is not available for Individual Retirement Accounts (IRAs). Rates apply to personal and business accounts only. Membership eligibility required.

Share Certificates

Features & Benefits

  • Lock in a competitive rate for terms from 6 to 60 months

Contact Us    View All Current Rates

Money Market Accounts

A high-yield deposit account with the most flexibility.

Features & Benefits

  • Earn higher dividends and still maintain flexibility
  • Earns competitive dividends the more you save the more you earn
  • Access by check, online, or at any of our conveniently located branches

Open an Account    View All Current Rates


Membership Share Savings Account

Our required membership account that qualifies you to take advantage of all other products and services.

  • $5 minimum deposit to open
  • Pays competitive dividends
  • Easy access online or at any branch

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Individual Retirement Accounts (IRA)

IRA Accounts

Looking to maximize your current income or planning for your future? PMCU offers a safe and reliable solution and has many products to consider. We offer both Traditional & Roth IRAs in the following categories:

  • Savings
  • Certificates
  • Regular & Jumbo Money Markets
  • Earnings may be tax deferred
  • Earns competitive dividends
  • No monthly fees
  • No minimum balance required on IRA Savings or Money Market. IRA Certificate requires $500 minimum.

Spend more time doing what you enjoy, and we’ll handle your IRA account — paperwork included. Apply online, visit your nearest branch or contact us today at 303.657.7000.

Open an Account    View All Current Rates

Health Savings Account (HSA)

HSA Account

Healthcare costs are on the rise, and unexpected medical expenses can be financially devastating. With PMCU, you can save for future medical expenses while earning interest. Explore the flexibility, tax advantages, and convenience of our HSA account.

  • No minimum balance to open & no monthly fees (Credit Union Membership Required)
  • A free HSA Visa Debit Card – for easy access to funds
  • Tax-free withdrawals** for qualified medical expenses

Open an Account    View All Current Rates

Club Accounts

Holiday Club

Savings accounts designed for specific savings goals such as saving for a vacation, etc.

Features & Benefits

  • Holidays, vacations, or taxes
  • Pays competitive dividends

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Youth Accounts

Young Educated Savers (Ages 0-17)

Accounts to help save for the future.

Features & Benefits

  • Helps teach the value of savings
  • Pays high dividends
  • Scholarship Opportunities

Open an Account    View All Current Rates

Opening an Account is fast, secure, and easy!

Open an account online, by calling 303.657.7000 or at your nearest branch.

Your Savings is Insured
NCUA LogoThe money you place in your credit union account is federally insured up to $250,000 by the National Credit Union Administration (NCUA), the strongest government insurance fund in the country.

Limitations On Withdrawals
For more information on federal limitations regarding withdrawals visit our Disclosures Page for documentation on Regulation D.