Savings Accounts

Premier Members Credit Union offers a variety of savings and deposit accounts for every need.

Deposit Accounts

Market-Linked Certificates

Our Market-Linked Certificates aren’t the typical certificate of deposit. Those are usually a fixed rate. But this one isn’t.

Features & Benefits

  • Choose either a 12 or 24 -months term
  • $2,500 minimum deposit to get started
  • At the end of each quarter, we’ll lock in your rate for the upcoming quarter, and so on

Learn more    Current Rates

14 Month Tax Time Certificate

It’s that time of year, tax season has arrived. And we want you to get the best rates and returns on your hard-earned money.

Features & Benefits

  • Earn a competitive rate in our 14 Month Tax Time Certificate
  • 2.66% APY
  • Minimum balance to open of $500
  • At renewal, Promotional Certificate will automatically renew as 12-month Certificate at prevailing rates.


Open in-branch, over the phone or online!

Opening your account online?

If you opened your new certificate online and would like to add additional funds, you have 10 calendar days to do so using one of the following options:

  • Visit one of our convenient branch locations.
  • Mail a check to: 5505 Arapahoe Ave. Boulder CO 80303 – Check should be payable to yourself and should have your account number on it.
  • You can also submit the funds through a wire transfer – visit our wire transfer page to learn more.

Contact us at 303.657.7000 for additional questions.

Open An Account   Current Rates

*Limited time offer. APY = Annual Percentage Yield. The minimum balance to open the 14-month certificate and earn the advertised APY is $500. A penalty may be imposed for early withdrawals. At maturity, the 14-month CD will convert to Premier Member’s 12-month regular, fixed rate CD and will earn the interest rate for then in effect for such CD. This special rate offer is not available for IRAs (Individual Retirement Accounts) or Business Accounts. Rates apply to personal accounts only. Membership eligibility required. This credit union is federally insured by the National Credit Union Administration.

Share Certificates

Features & Benefits

  • Lock in a competitive rate for terms from 3 months to 5 years

Contact Us    Current Rates

Money Market Accounts

A high-yield deposit account with the most flexibility

Features & Benefits

  • Earn higher dividends and still maintain flexibility
  • Earns competitive dividends the more you save the more you earn
  • Access by check, online, or at any of our conveniently located branches

Open An Account    Current Rates

IRA Accounts

Features & Benefits

  • Traditional or Roth IRAs for every members IRA needs
  • Earnings may be tax deferred
  • Earns competitive dividends
  • No monthly fees
  • No minimum balance required on IRA Savings. IRA Certificate requires $500 minimum.


Membership Share Savings Account

Our required membership account that qualifies you to take advantage of all other products and services.

  • $5 minimum deposit to open
  • Pays competitive dividends
  • Easy access online or at any branch

Open An Account    Current Rates

Health Savings Account (HSA)

A Health Savings Account (HSA) is a tax-deductible savings account with tax-free withdrawals* for qualified medical expenses.

  • No minimum balance to open & no monthly fees (Credit Union Membership Required)
  • A free HSA Visa Debit Card – for easy access to funds
  • Tax-free withdrawals** for qualified medical expenses

Learn More    Current Rates

Club Accounts

Holiday Club

Savings accounts designed for specific savings goals such as saving for a vacation, etc.

Features & Benefits

  • Holidays, vacations, or taxes
  • Pays competitive dividends

Open An Account    Current Rates

Youth Accounts

Rags to Riches Savings Club (Ages 13 and under)

Accounts specially designed to help younger members learn and save

Features & Benefits

  • Helps teach children the value of savings
  • Pays high dividends with no minimum balance
  • Kids earn prizes by saving

Open An Account    Current Rates

Young Educated Savers (Ages 14-17)

Accounts to help teens save for their future

Features & Benefits

  • Helps teach teens the value of savings
  • Pays high dividends
  • Scholarship Opportunities

Open An Account    Current Rates

Opening an account is fast, secure and easy!

Open an account online, by calling 303.657.7000 or at your nearest branch.

Your Savings is Insured
NCUA LogoThe money you place in your credit union account is federally insured up to $250,000 by the National Credit Union Administration (NCUA), the strongest government insurance fund in the country.

Limitations On Withdrawals
For more information on federal limitations regarding withdrawals visit our Disclosures Page for documentation on Regulation D.