Personal Rates

Deposit Accounts

Effective Date: April 9, 2018
Click here for our Truth In Savings Disclosure

Share Savings

Type APY* Dividend Rate
Regular Share 0.20% 0.20%

Minimum opening balance $5.00.

Youth Savings

Type APY* Dividend Rate
Y.E.S Account (Age 14-17) 0.20% 0.20%
Rags To Riches Club(under 14) 0.20% 0.20%

Miscellaneous Share

Type APY* Dividend Rate
Holiday Club 0.20% 0.20%

Money Market Including Business and IRA

Tier APY* Dividend Rate
$0-$2,000 3.00% 2.96%
$2000.01 – $5,000 2.10% to 3.00% 1.49%
$5000.01 – $10,000 1.42% to 2.10% 0.75%
$10,000.01 – $50,000 0.69% to 1.42% 0.49%
$50,000.01 – $100,000 0.54% to 0.69% 0.39%
$100,000.01 – $250,000 0.43% to 0.54% 0.35%
$250,000.01 and above 0.30% to 0.43% 0.30%

Earn the best rate on balances up to $2,000 then a blended rate as your deposit amount gets distributed down the different earning tiers. Use our money market calculator to determine the rate you’ll get with your specific deposit amount.

IRA Share

Description APY* Dividend Rate
Take advantage of tax deferred interest with an IRA. More Details 0.20% 0.20%

Executive Checking

Tier APY* Dividend Rate
$0.00-$9,999 0.01% 0.01%
$10,000-$24,999 0.15% 0.15%
$25,000-$99,999 0.20% 0.20%
$100,000 and over 0.25% 0.25%

Share and IRA Certificates $500 min.

Term APY* Dividend Rate
3 mo 0.95% 0.95%
6 mo 1.20% 1.19%
12 mo 1.40% 1.39%
18 mo 1.55% 1.54%
24 mo 1.70% 1.69%
36 mo 1.90% 1.88%
48 mo 2.00% 1.98%
60 mo 2.10% 2.08%

Share and IRA Certificates $100,000 min.

Term APY* Dividend Rate
3 mo 0.95% 0.95%
6 mo 1.30% 1.29%
12 mo 1.50% 1.49%
18 mo 1.65% 1.64%
24 mo 1.80% 1.79%
36 mo 2.00% 1.98%
48 mo 2.10% 2.08%
60 mo 2.20% 2.18%

Loan Rates

Effective Date: April 1, 2018

Auto Loans

New, Used Autos – 2008 & Newer

APR* Max. Term
3.69%* 66 months
4.19%* 75 months
5.44%* 84 months

Used Autos – 2007 & Older,
Used Motorcycles – 1998 & Newer

APR* Max. Term
5.99%* 66 months
7.99%* 75 months

Recreational Vehicles

Type APR* Max. Term
Travel Trailers, 5th Wheels, Motorhomes, Pop-up campers 6.75%* 240 months

Other Secured

Type APR* Max. Term
ATV, Dirt Bike, Trailers, Snowmobiles, Utility Trailers, etc. 7.75%* 60 months

Apply Online

Home Equity Loans

Type APR* Amount
Home Equity Line of Credit 4.75% $5,000 – $250,000
Interest Only Home Equity Line of Credit 4.75% $5,000 – $250,000

Prime rate as of effective date indicated above was 4.50%. The prime rate is subject to change. Rate may change dependent upon credit qualifications. HELOC rate has a floor of 3.75%. Please ask a credit union representative about current rates which may vary.

Second Mortgage Loans (Fixed Rate)

APR* Term
4.50% 5 Years
5.00% 10 Years
5.50% 15 Years

Other Loans

Type APR* Max Term
Personal/Signature Loan 9.25%* 36 Months
Overdraft Protection 18.00%*
Certificate and Share Secured Loans Maturity date of loan to match maturity date of earliest C/D maturity if more than one pledged. 4.75%** 60 Months

Borrower must have approved credit and limitations may apply. Please consult with a Premier Members CU Loan Officer for more information. Signature loan maximum loan up to $15,000.

VISA Credit Cards

Type APR*
Platinum Rewards 12.65%-18.0%
Platinum Rates 10.65%-18.0%
Business Platinum 10.65%-18.0%
Credit Builder & Student Credit Builder 10.65%-18.0%
  • *APR = Annual Percentage Rate. APR listed is the lowest possible Annual Percentage Rate for qualified borrowers. Rate may change dependent upon credit qualifications. All rates are subject to change daily.
  • **Flat Rate
  • Click here for disclosure information.
  • Borrower must have approved credit and limitations may apply. Please consult with a Premier Members CU Loan Officer for more information.

Mortgage Rates

Effective Date: February 6, 2018

We offer competitive rates for our mortgage loan programs. Rates are constantly changing, for current rates please contact us. We do not charge the standard 1% Origination fee, but there is an origination charge associated with the loan.

Rates and terms are subject to change without notice. Interest Rate, APR Calculations and Monthly Payment are based on a $200,000 loan with a loan to value of 75% or less.

Mortgage Rates

Term Interest Rate Origination Points Disc. Points APR
30-Year Fixed 4.25% 0.00 1.000 4.417%
30-Year Fixed 4.50% 0.00 0.000 4.583%
20-Year Fixed 4.00% 0.00 1.000 4.227%
20-Year Fixed 4.25% 0.00 0.000 4.110%
15-Year Fixed 3.75% 0.00 1.000 4.038%
15-Year Fixed 4.00% 0.00 0.000 4.141%
3/1 Year Arm
Adjustable
3.750% 0.00 1.000 5.125%

*Based on an interest rate of 4% a payment amount equals $4.78 per $1,000 for a 30 year term. This amount does not include taxes, insurance or mortgage insurance premiums which, if applicable, will result in a greater payment obligation.

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  • All rates subject to change without notice
  • APR = Annual Percentage Rate
  • Interest Rate, APR Calculations, and Monthly Payment based on following assumptions: $200,000 loan with loan to value of 75% or less and a Credit Score of 740
  • LTV = Loan-to-Value, meaning the loan amount divided by sales price (or appraised value, whichever is less)
  • Loan level price adjustments may apply.
  • Mortgage loans are available on properties here in Colorado. Membership to Premier Members CU is required.
  • ARM = Adjustable Rate Mortgage
  • Rates are fixed for the first 3 years and then adjust yearly.
  • Must be owner occupied. Call for details.
  • All rates subject to change without notice
  • APR = Annual Percentage Rate
  • Interest Rate, APR Calculations, and Monthly Payment based on following assumptions: $200,000 loan with loan to value of 75% or less and a Credit Score of 740
  • LTV = Loan-to-Value, meaning the loan amount divided by sales price (or appraised value, whichever is less)
  • Loan level price adjustments may apply.
  • Mortgage loans are available on properties here in Colorado. Membership to Premier Members CU is required.