Personal Rates

Meet Your Money Market.

Earn 2.00% APY* on your first $2,000.


Free Checking. Simply Better.

No fancy product names. Just handcrafted benefits.


Handcrafted Mortgage Loans

Your home, sweet home is waiting for you.


Deposit Accounts

Effective Date: September 1, 2021
Click here for our Rate and Fee Disclosure

Share Savings

typeAPY*Dividend Rate
Regular Share0.05%0.05%

Minimum opening balance $5.00.

Youth Savings

typeAPY*Dividend Rate
Y.E.S Account (Age 0-17)0.05%0.05%


typeAPY*Dividend Rate
Health Savings Account (HSA)0.05%0.05%

Miscellaneous Share

typeAPY*Dividend Rate
Holiday Club0.05%0.05%

Earn Big Free Checking *

tierAPY*Dividend Rate
$0.00 - $2,0001.00% 1.00%
$2,000.01 - $5,0000.49% to 1.00%0.15%
$5,000.01 - $10,0000.32% to 0.49%0.15%
$10,000.01 - $50,0000.14% to 0.32%0.10%
$50,000.01 - $100,0000.12% to 0.14%0.10%
$100,000.01 - $250,0000.08% to 0.12%0.05%
$250,000 and over0.05% to 0.08%0.05%

Use our earn big free checking calculator to determine the rate you’ll get with your checking account.

Money Market Including Business and IRA

tierAPY*Dividend Rate
$0.00 - $2,0002.00% 1.98%
$2,000.01 - $5,0001.01% to 2.00%0.35%
$5,000.01 - $10,0000.63% to 1.01%0.25%
$10,000.01 - $50,0000.29% to 0.63%0.20%
$50,000.01 - $100,0000.22% to 0.29%0.15%
$100,000.01 - $250,0000.15% to 0.22%0.10%
$250,000 and over0.10% to 0.15%0.10%

Earn the best rate on balances up to $2,000 then a blended rate as your deposit amount gets distributed down the different earning tiers. Use our money market calculator to determine the rate you’ll get with your specific deposit amount.

IRA Share

descriptionAPY*Dividend Rate
Take advantage of tax deferred interest with an IRA.0.05%0.05%

Share and IRA Certificates $500 min.

termAPY*Dividend Rate
3 Months0.05%0.05%
6 Months0.15%0.15%
12 Months0.30%0.30%
18 Months0.30%0.30%
24 Months0.40%0.40%
36 Months0.50%0.50%
48 Months0.55%0.55%
60 Months0.65%0.65%

Jumbo Share Certificates and IRA Certificates $100,000 min.

termAPY*Dividend Rate
3 Months0.05%0.05%
6 Months0.20%0.20%
12 Months0.35%0.35%
18 Months0.40%0.40%
24 Months0.50%0.50%
36 Months0.60%0.60%
48 Months0.65%0.65%
60 Months0.70%0.70%

Loan Rates

Effective Date: January 5, 2022

Auto Loans

New, Used Autos – 2012 & Newer

2.89%*66 Months
3.39%*75 Months
3.89%*84 Months

Used Autos – 2011 & Older

4.99%*66 Months
6.99%*75 Months

Motorcycles – 2012 & Newer

4.59%*66 Months
5.49%*75 Months

Recreational Vehicles

Travel Trailers, 5th Wheels, Motorhomes, Pop-up campers 6.75%*120 Months

Other Secured

ATV, Dirt Bike, Trailers, Snowmobiles, Utility Trailers, etc. 7.75%*60 Months


Home Equity Loans

Home Equity Line of Credit- Interest Only3.75%$5,000 - $250,000

Locked Rate options available click here for more details. Prime rate as of effective date indicated above was 3.25%. The prime rate is subject to change. Rate may change dependent upon credit qualifications. HELOC rate has a floor of 3.75%. Please ask a credit union representative about current rates which may vary.

Other Loans

Personal/Signature Loan9.25%*36 Months
Overdraft Protection18.00%*
Certificate and Share Secured Loans Maturity date of loan to match maturity date of earliest C/D maturity if more than one pledged.4.75%*60 Months

Borrower must have approved credit and limitations may apply. Please consult with a Premier Members CU Loan Officer for more information. Signature loan maximum loan up to $15,000.

VISA Credit Cards

Platinum Rewards 11.15%-21.00%
Platinum Rates9.15%-20.15%
Business Platinum9.15%-20.15%
Credit Builder & Student Credit Builder9.15%-20.15%
  • *APR = Annual Percentage Rate. APR listed is the lowest possible Annual Percentage Rate for qualified borrowers. Rate may change dependent upon credit qualifications. All rates are subject to change daily.
  • **Flat Rate
  • Click here for disclosure information.
  • Borrower must have approved credit and limitations may apply. Please consult with a Premier Members CU Loan Officer for more information.

Mortgage Rates

Today’s Rates

We offer competitive rates for our mortgage loan programs. Rates are constantly changing, for current rates please contact us.

Rates and terms are subject to change without notice. Interest Rate, APR Calculations and Monthly Payment are based on a $200,000 loan with a loan to value of 75% or less.

Mortgage Rates

termInterest RateOrigination PointsDisc. PointsAPR*
30 Year Fixed3.250%0.001.0003.416%
20 Year Fixed3.000%0.001.0003.230%
15 Year Fixed2.500%0.001.0002.792%
30 Year Fixed Jumbo3.250%**0.001.0003.362%**
3/1 Year ARM4.500%0.001.0004.672%

*Based on an interest rate of 3% a payment amount equals $4.22 per $1,000 for a 30-year term. This amount does not include taxes, insurance or mortgage insurance premiums which, if applicable, will result in a greater payment obligation. Loan level price adjustments may apply. Premier Members will credit the borrower $3,000 against a conventional purchase mortgage loan. Down payment assistance programs and mortgage refinances excluded. Lender credit will be applied towards closing costs or prepaids.


  • All rates subject to change without notice
  • APR = Annual Percentage Rate
  • Interest Rate, APR Calculations, and Monthly Payment based on following assumptions: $200,000 loan with loan to value of 75% or less and a Credit Score of 740
  • LTV = Loan-to-Value, meaning the loan amount divided by sales price (or appraised value, whichever is less)
  • Loan level price adjustments may apply.
  • Mortgage loans are available on properties here in Colorado. Membership to Premier Members CU is required.
  • ARM = Adjustable Rate Mortgage
  • Rates are fixed for the first 3 years and then adjust yearly.
  • Must be owner occupied. Call for details.