Credit Cards

We’ve handmade our VISA credit card program with you in mind, so you can pick the features and benefits that best fit your lifestyle. No matter which VISA credit card you pick, rest easy knowing that there are no annual fees, a 10-day late fee grace period and low annual percentage rates.

Select the card that fits your needs below:

Platinum Rewards VISA™ – 16.40% APR*

Our most prestigious card; earns points that can be redeemed for Merchandise, Travel or Experience rewards with an amazing low rate.

  • 0% Introductory APR* for 6 months
  • Redeem for merchandise, travel or experience rewards
  • No Annual Fee

For complete terms, see the full Credit Card Disclosure.

Platinum Prime VISA™ – 14.40% APR*

One of the lowest rate cards on the market, with absolutely no strings attached.

  • No Annual Fee
  • 0% Introductory APR* for 6 months

For complete terms, see the full Credit Card Disclosure.

Credit Builder VISA™ – 14.40% APR*

The perfect card for rebuilding poor credit or establishing good credit for the first time. This card can be used as an educational tool for students, as well as for adults looking to repair their credit due to past financial problems.

  • Limits ranging from $250 to $1,000
  • No Annual Fee
  • Parent Co‐Signer Required for Students
  • 25-day grace period on purchases to avoid interest charges**

For complete terms, see the full Credit Card Disclosure.

**On domestic purchases. Foreign transactions are charged a minimum fee.

All of our cards include:

  • Chip technology, adding an additional layer of security to your card at the point of purchase
  • Tap and go technology for a contactless experience where tap and go is accepted
  • The ability to add your card to your digital wallets such as Apple Pay and Android Pay

Lost or stolen VISA or are you traveling domestically or overseas?

Visit our Contact Us page and follow the contact instructions for dealing with lost or stolen cards or informing us that you are traveling. It’s always best to let us know when you travel, so we can make sure you don’t experience any card access issues while you travel.

VISA purchase alerts are now available for your Premier Members Credit Union VISA

Now you have the ability to receive alerts via email and/or text through VISA for:

  • Transactions Exceeding a $ Amount (member specified)
  • International Transactions
  • Phone/Internet Transactions


Credit Rebuilder Program

The right path to repairing your credit

Your credit problems didn’t happen overnight; re-establishing your credit will take time as well. But with patience and commitment to change, you can start rebuilding your credit and begin a whole new way of managing your money. With Premier Members CU’s Credit Builder VISA, you can avoid the high fees and costs associated with similar products offered by banks.

  • No Annual Fee, No Transaction Fee
  • A low rate of 14.40% APR*
  • Limits ranging from $250 to $1,000
  • 25 day grace period on purchases**

Over time, as you manage the card and your finances responsibly and your credit standing improves, the card can be upgraded to a standard VISA Classic Card.

Apply for the credit rebuilder program

In order to apply for the special Credit Builder VISA, please call 303.657.7000 and speak directly with a Loan Officer.

Credit management resources

For more information and education on how to manage and re-establish credit visit our Credit Management informational page.

**On domestic purchases. Foreign transactions are charged a minimum fee.

*APR = Annual Percentage Rate. APR listed is the lowest possible Annual Percentage Rate for qualified borrowers. Rate may change dependent upon credit qualifications. All rates are subject to change daily.

Quick Links

Resources to help you find frequently requested information fast.