High Yield Savings Account

Save smarter with a PMCU High-Yield Savings Account

4.59% APY*

minimum deposit $15,000 to earn

  • Earn a rate that’s 9X the national average
  • Access your funds at any time
  • No fees or penalties
  • No minimum deposit or balance
  • Same-day transfers
  • Visit your nearest branch or contact us at 303.657.7000 to open an account
phone with account values

Download the PMCU app for fast, easy banking – wherever you are.

  • Add funds to your high-yield savings account
  • Review recent transactions
  • Check out how much interest you’ve earned

Download on the Apple App Store Get it on Google Play

How the PMCU High-Yield Savings Account works.

Open an account
Fill out the application and open your high-yield savings account online or in the PMCU app. It only takes a few minutes, and there’s no credit check.

Link external accounts and add funds
Do you have checking or savings accounts at other financial institutions? We made it easy to link accounts and transfer money into your PMCU high-yield savings account.

*APY = Annual Percentage Yield. The Dividend Rate for the High Yield Savings Account is based on the U.S. Prime rate (index) as published in the Wall Street Journal. For balances $15,000 and greater, the Dividend Rate will be no less than the index minus 4.00%. For balances less than $15,000, refer to the Rate Sheet for current rate and Annual Percentage Yield (APY) information. In no case will the account Dividend Rate be less than 0.10%. The Dividend Rate and APY is subject to change at any time without notice. If the U.S. Prime rate (index) changes, rates will be updated on the 1st of the following month. High Yield Savings Account are Tiered Rate accounts. For these accounts, if the average daily balance falls within the range for a particular tier, the Dividend Rate applicable to that tier will apply to the full balance in the account.