Youth Accounts

Premier Members CU offers several youth programs and products geared towards our younger members. They were created to both educate and help parents educate their children about how to manage their finances prior to high school graduation.


  • Accounts
  • Certificates
  • Credit Cards
  • Education
  • Other

Youth Savings Account

Choose an account that fits your age

Rags to Riches Savings Club (Ages 13 and Under)


The Rags to Riches Savings Club is designed for children 13 and under in order to provide the practical knowledge and hands-on experience of saving and money management with parent involvement.

Rags to Riches Story

RAGS is a loveable pup from the magical land of Riches Galore, who is always itching to spend his hard earned money. Along with all of the Rags to Riches Club members, RAGS is learning the importance of saving and spending wisely.

Young Educated Savers (Ages 14-17)

Our Young Educated Savers Club is designed for teens ages 14 to 17 in order to provide the practical knowledge and hands-on experience of saving and money management. Premier Members CU offers the financial tools and opportunities that you're looking for, along with the information you need to build a strong foundation of financial independence.

In addition to opening a savings and checking account, you have access to auto loans for your first vehicle as well as Educational Student Credit Cards, so that you might begin to establish and learn about credit in a responsible manner with parental involvement.

At this age, our Student Credit Union program may also be available to you, click on Student Credit Unions for more information.

Open an Account
Stop in at any of our branch locations to open your account or open an online account. Parental involvement is required to open an account.

Youth Term Certificates of Deposit

We believe in helping our younger members to build good savings habits for the future, so we have created a special 12 month certificate just for our youth! With a low minimum balance of $100 and a great rate, this certificate will help you set aside money for your potential needs down the road.

Educational Student Credit Card

We all know that credit plays an important part in financing life. It's often used to purchase a car, pay for college, or buy a new home. And while such future concerns may seem a long way off, choices you make today can have a big impact on how successful you are tomorrow.

For this reason, Premier Members CU offers an Educational Student Credit Card. It's a great way to not only establish credit prior to going off to college, but to get a dose of credit education and understand the pitfalls of misuse. A great parental tool for teaching your teen, or learning yourself, about how to manage credit.

Youth Financial Education

In order to access specific information for your age group on financial literacy, click on the appropriate link below:

  • Elementary to Middle School - Information and Resources

    Children learn from watching their parents earn, shop, save, spend and borrow – you’re the top influence on their financial lives. As their advocate and role model get great tips and resources to help you help your children.

  • Elementary to High School - Information and Resources

    Enter this area to find games, fun activities, websites, video games, and information about money for kids and youth. Teens will find links to information on how to save money, what to think about when shopping and buying, and how to a budget and plan so you’ll have enough money when you need it.

Premier Members CU offers extensive, interactive youth financial education via our Student Credit Union programs in partnership with various Boulder Valley School District High Schools.

For more information, click on Student Credit Unions


Other Youth Products & Services

Premier Members CU also offers our younger members the following products and opportunities. Click on the items below for more information: