Auto Refinance

It’s time to leave your old car loan in the dust.

Refinance with Premier Members Credit Union and get:

1.00% APR* off of qualified rate

$200 cash deposited into an existing or new checking account***

0.50% rate reduction for autopay

No payment for 90 days**

Additional Details:

  • All loan terms
  • Vehicles 10 years and newer
  • Credit score of 660 and above
  • Excludes RVs, motorcycles, and utility trailers
  • Promo floor rate is 3.75%
  • Offer not available for current PMCU loans or Fast Track auto loans

*APR is Annual Percentage Rate. Qualifying applications can receive a 1% APR discount off their qualified rate on a new auto loan with Premier Members Credit Union (PMCU). As of 3/1/2024, auto loan rate is as low as 5.74%. Not all borrowers will qualify for the best rate. Auto loan floor rate is 3.75%. Rates are subject to change at any time without notice. The advertised rate discount is only available for qualifying applications. This offer applies to direct auto vehicle refinances only and is not available on current loans held by PMCU, or Fast Track auto loans. Max loan term is up to 84 months. Vehicle must be 10 years or newer. This offer excludes recreational vehicles, motorcycles, and utility trailers. Relationship rate discounts do not apply to this offer. Limited time offer.

**Qualifying applications can receive a 90-day payment deferral for their 1st payment. Deferring your payments may result in your having to pay a higher total finance charge than if you made your payments as originally scheduled. Interest will continue to accrue on the outstanding principal balance during the payment deferral period. The payment deferral may extend the maturity date and payment terms for the loan, and you must make more payments than was originally specified in your loan documents.

***Qualifying applications can receive a $200 bonus deposit into their PMCU checking account. If there is no active checking on the membership, a new checking account must be opened to receive the $200 deposit. The bonus deposit will be paid within 30 days after the requirements have been met and the loan has been funded. You will be responsible for any tax liability.

Credit and other qualifications apply. Membership eligibility required.