Auto Loans

Refinance with us for $400 cash back and 90 days no payments**

What would you do with no payments for 3 months?

When you refinance your auto loan from another financial institution you’ll:

  • Receive $400 cash back (with a balance of $10k or higher and credit score of 680+)
  • Get 90 days without a payment (with a credit score of 680+)


Great Rates for Both New & Used Vehicles

There are many benefits to having your auto loan with Premier Members CU, such as fast pre-approval, monthly payments to fit your budget, no prepayment penalties, and simple interest financing. In addition, we offer financing of up to 100% of the actual purchase price including taxes, delivery charges, and mechanical breakdown extended warranty coverage.

Whether you are in the market for a new or used auto OR you are looking to refinance an existing auto loan to save on your monthly payment, you can do so online.


Looking For a New or Used Auto?
Try AutoTrek – One-Stop Auto Buying Service*

Premier Members CU has joined forces with AutoTrek to provide you with a one-stop source for auto buying. If you prefer not having to negotiate with a dealership salesman, or if you can’t seem to find the exact vehicle you’re looking for, let AutoTrek do the work for you! Call Premier Members CU’s dedicated AutoTrek representatives to begin your search for a new or used vehicle now.

The AutoTrek Experience

Experience a friendly car-buying experience, as well as the comfort of knowing you’re dealing with someone your Credit Union puts its trust in. In addition, AutoTrek will handle the paperwork for you and help you obtain low-cost financing.


Finance at the Dealership – Credit Union Direct Lending (CUDL)*

You can visit hundreds of Colorado dealerships and receive Premier Members CU’s low financing rate at any participating dealership. Just let them know you prefer to finance through Premier Members CU and they will send your paperwork directly to us! Shop for an auto and close your credit union loan in one stop right at the dealership through CU Direct Lending.

Insurance Options*

Guaranteed Auto Protection (GAP)

If your car is totaled or stolen, your car insurance may not cover the total cost of your outstanding loan balance. GAP pays the difference between the actual cash value your insurance will pay and the outstanding loan balance within certain limits. And getting GAP coverage through us costs much less than buying it through auto dealers. For more details on GAP coverage, contact one of our Member Service Representatives

Route 66 Extended Warranty

An affordable way for car owners to get additional peace of mind. This 60 month/100,000 mile coverage with no deductible can help protect you against major mechanical expenses. For more details on a Route 66 Extended Warranty, contact one of our Member Service Representatives.

Debt Protection Insurance

A voluntary loan-payment protection product that helps you get relief from the financial burden of delinquency, default, or foreclosure if a protected life event happens to you. For more information, click on Debt Protection Insurance.

TruStage™ Auto Insurance Program

You trust your credit union to offer products and services to help you do more with what you have. That’s why we’ve joined with a dedicated team of insurance professionals to bring you the TruStage Auto Insurance Program. Working with carefully selected auto insurance partners, the TruStage Auto Insurance Program can provide discounted rates for credit union members, online services, and 24/7 claims service. If you haven’t compared auto insurance lately, it’s a great time to take a look. Your credit union membership could result in some nice savings. Get your free quote today or call 1.855.483.2149.

TruStage™ Auto Insurance program is offered by TruStage Insurance Agency, LLC and issued by leading insurance companies. Discounts are not available in all states and discounts vary by state. The insurance offered is not a deposit and is not federally insured. This coverage is not sold or guaranteed by your credit union.

*Companies listed are independent contractors not owned by or affiliated with Premier Members Credit Union.

**APR = Annual Percentage Rate. Rates advertised are only available for qualifying applications. All qualifying applications can select to receive a 90-day 1st payment. Deferring your payment(s) may result in your having to pay a higher total finance charge than if you made your payment(s) as originally scheduled. Interest will continue to accrue on the outstanding principal balance during the payment deferral period. The payment deferral may extend the maturity date and payment terms for each of your loan(s) on which one or more payments are deferred, and you have to make more payments to extinguish the balance of your loan(s) than was originally specified in your loan documents. Minimum credit score of 680 required. Max term is up to 84 Months. Not available to CUDL-indirect transactions. Must fund and process at PMCU. All loans must be funded by end of business on 12/31/2020 in order to be eligible for the promotional cash back. Premier will pay $400 for each refinance that is brought over provided the loan amount is $10,000.00 or higher. Other credit qualifications also apply and must be met to qualify. Available on auto refinances only. Vehicles must be 2010 or newer. Does not apply to Recreational Vehicle or motorcycles. Not available for refinances on loans already held at PMCU. Rates subject to change. Membership at PMCU is required for loan. Federally insured by the NCUA.