Earn 3% APY* in our new Money Market Account

Whether you’ve got $100,000, $50,000, $2,000, or $1 you’ll earn more with less at Premier Members Credit Union! Unlike your everyday money market account, our new reverse tiered money market account gives the highest rate on the lowest tiers and blends your rate as your balance gets distributed down each different earning tier. So for example:

  • A deposit of $5,000 would earn a blended APY of 2.10%
  • A deposit of $10,000 would earn a blended APY of 1.43%
  • A deposit of $25,000 would earn a blended APY of 0.87%

That means you earn a better rate of return on lower balances, while still having a best-in-market competitive rate on higher balances.

Calculate Your Earnings

Enter your deposit amount and see how much you’ll earn in just 1 year!

Money Market Earnings Calculator

Deposit range is $0–$99,999,999

Distribution Breakdown
Tiers APY
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This calculator is for illustrative purposes only and does not reflect the actual results of any specific deposit amount.

Reverse Tiered Money Market 101

  • $5 to open the account
  • No minimum balance required – for real, we’re not kidding!
  • Dividends paid monthly
  • Checks available
  • Up to six automatic or preauthorized withdrawals or transfers per calendar month
  • Limit 1 reverse tiered money market account per primary owner

Money Market APY* Range Dividend Rate
$0-$2,000 3.00% 2.96%
$2000.01 - $5,000 2.10% - 3.00% 1.49%
$5000.01 - $10,000 1.42% - 2.10% 0.75%
$10,000.01 - $50,000 0.69% - 1.42% 0.50%
$50,000.01 - $100,000 0.54% - 0.69% 0.40%
$100,000.01 - $250,000 0.43% - 0.54% 0.35%
$250,000.01 and above 0.30% - 0.43% 0.30%

Ready to start earning more?

If you already have a Premier Members account, log in to online banking and click on Open a Deposit Account:


If you do not have a Premier Members account:


Did you have a consumer money market account with us before January 1, 2017? See our FAQs.


*APY=Annual Percentage Yield. Rates are valid as of January 1, 2017 and are subject to change after account opening without notice. Interest is paid at tier rates on balances within each tier. Total interest paid is the sum from each tier. “Blended APY” shown assumes the amount entered is kept in the account for one year. Withdrawing funds before one year will result in a different amount of dividends paid. No minimum deposit required to open an account. Limit one Money Market Account per social security number. Federal Regulation D states that you may make no more than six (6) automatic or preauthorized transfers from your share savings or money market account per calendar month. Certain withdrawal limits apply to Money Market Accounts, be sure to review your Membership and Account Agreement Disclosure for details.