Earn 3% APY* in the New Premier Members Credit Union Money Market Account

Whether you’ve got $100,000, $50,000, $2,000, or $1 you’ll earn more with less at Premier Members Credit Union! We’re happy to introduce our new reverse tiered money market account – where we’ve reversed the rates. That means you earn a better rate on the lower balances, and still have competitive rates at the higher balances.

How it works:

Earn APY*:
On your balance of:
3.00% $0 - $2,000
1.50% $2000.01 - $5,000
0.75% $5000.01 - $10,000
0.50% $10,000.01 - $50,000
0.40% $50,000.01 - $100,000
0.35% $100,000.01 - $250,000
0.30% $250,000.01 and above

Unlike the everyday money market account, this one blends your rate as the deposit amount gets distributed down the different earning tiers. For example:

  • A deposit of $5,000 would earn you a blended APY of 2.10%
  • A deposit of $10,000 would earn you a blended APY of 1.43%
  • A deposit of $25,000 would earn you a blended APY of 0.87%
  • Money Market Accounts and What you Need to Know

    • Earn 3% on as little as $1
    • No minimum balance
    • Dividends paid monthly
    • Checks available
    • Up to six automatic or preauthorized withdrawals or transfers per calendar month

    Calculate Your Earnings

    Check out how much you can earn with our Money Market Earnings Calculator. Enter your deposit amount and see how much you’ll earn in just 1 year!

    Money Market Earnings Calculator

    Deposit range is $0–$99,999,999

    Distribution Breakdown
    Tiers APY
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    Ready to start earning more?


    Q: I already have a Money Market Account with Premier Members – will my account change?

    A: Yes, your account will change to the new account. There is nothing you need to do.

    Q: I currently have a Business Money Market, IRA Money Market, Roth IRA Money Market or SEP Money Market Account. Will those accounts also change on January 1, 2017?

    A: At this time, these type of Money Market Accounts will not change. We are committed to continuously reviewing our products/services, to ensure we remain competitive in the marketplace and provide products/services that are good for our membership and for the credit union.

    Q: How many Money Market Accounts can I have open?

    A: Limit one Money Market Account per social security number. Members can open an IRA Money Market or a Business Money Market tied to a Business account, however different rates apply to these products.

    Q: I have multiple Money Market Accounts – will my accounts be consolidated into one?

    A: No, if you had multiple Money Market Accounts prior to December 31, 2016 you will keep all of the accounts.

    *APY=Annual Percentage Yield. Rates are valid as of January 1, 2017 and are subject to change after account opening without notice. Interest is paid at tier rates on balances within each tier. Total interest paid is the sum from each tier. “Blended APY” shown assumes the amount entered is kept in the account for one year. Withdrawing funds before one year will result in a different amount of dividends paid. No minimum deposit required to open an account. Limit one Money Market Account per social security number.

    Federal Regulation D states that you may make no more than six (6) automatic or preauthorized transfers from your share savings or money market account per calendar month. Certain withdrawal limits apply to Money Market Accounts, be sure to review your Membership and Account Agreement Disclosure for details.

    This calculator is for illustrative purposes only and does not reflect the actual results of any specific deposit amount.