Mortgage Loans
Dreaming of owning a home? Let’s make that dream a reality.
Are you dreaming of owning a home? At PMCU, we can help you make that dream a reality.
Competitive rates, custom loans, attention to detail – it’s what we call the Art of Mortgages. Experience it for yourself and be one step closer to your dream home.
If you’re looking to purchase a home, or refinance, our mortgage loan professionals can take your application online, by phone, or in-person.
What we made for you:
- Great rates whether you’re buying or refinancing with us – view rates
- In-house underwriting, processing, and servicing for confident, quick home buying process
- Our experienced team of Mortgage Artisans will keep you updated throughout the process
Loan programs offered
The following is a partial list of programs offered
Jumbo Loans
This program is offered on 30 year-fixed loan amounts greater than $726,200. For rates and details on our jumbo loan offerings, please contact us.
Conventional Loans
Our conventional mortgage loans can be either fixed rate mortgages or adjustable rate mortgages. They usually require at least 3% down and offer competitive interest rates.
Federal Housing Administration (FHA) Loans
Backed by the government and open to all qualified homebuyers, FHA loans have limits, but they are generous enough to handle moderately-priced homes almost anywhere in the country. They allow low down payments and offer flexibility over many other types of financing.
Mortgage loan options include:
- Conventional Loans
- FHA Loans
- Jumbo Loans
- Fixed and Adjustable Terms
Mortgage calculators
Use our financial calculators to help make the right mortgage decisions.
| Type | Description |
|---|---|
| Prepayment Savings | Making additional mortgage payments reduces your interest costs by shortening the time it takes to pay off your mortgage and lowering your balance along the way. |
| Tax Savings | Calculate your yearly tax savings. |
| Early Payoff | Find the additional payment required to pay off your loan early. |
| Refinance Break-Even Point | Calculate the number of months to break-even if you refinance the loan. |
| Rent vs. Own | Are you better off buying your home, or should you continue to rent? |
| Debt Consolidation | Calculate the effect of combining other debt with your home mortgage. If you select Credit Card, Auto Loan, or Other but leave the interest rate blank, the calculator assumes a rate of 17.5% |
| Annual Percentage Rate | Calculate the annual percentage rate for a loan. |
| Payment Amortization | Calculate your monthly payment for fixed rate or adjustable rate loans. |