• Loan Rates
  • Savings Rates
  • Mortgage Rates

Loan Rates

 

Effective Date: July 1, 2017

Auto Loans

New & Used Autos APR* Max. Term
2007 and Newer 2.99%* 66 months
2007 and Newer 3.49%* 75 months
2007 and Newer 4.74%* 84 months

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Used Auto & Motorcycles APR* Max. Term
Used Autos 2006 and older
Used Motorcycles - 1996 and newer
5.99%* 66 months
Used Autos 2006 and older
Used Motorcycles - 1996 and newer
7.99%* 75 months

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Recreational Vehicles APR* Max. Term
Travel Trailers, 5th Wheels, Motorhomes, Pop-up campers 6.75%* 240 months

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*APR = Annual Percentage Rate
*APR listed is the lowest possible Annual Percentage Rate for qualified borrowers. Rate may change dependent upon credit qualifications. All rates are subject to change daily. Click here for disclosure information.
Borrower must have approved credit and limitations may apply. Please consult with a Premier Members CU Loan Officer for more information.

Other Secured APR* Max. Term
ATV, Dirt Bike, Trailers, Snowmobiles, Utility Trailers, etc. 7.75%* 60 months
9.00%* 84 months
12.00%* 120 months

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*APR = Annual Percentage Rate
*APR listed is the lowest possible Annual Percentage Rate for qualified borrowers. Rate may change dependent upon credit qualifications. All rates are subject to change daily. Click here for disclosure information.
Borrower must have approved credit and limitations may apply. Please consult with a Premier Members CU Loan Officer for more information.

Home Equity Loans

Home Equity APR* Amount
Home Equity Line of Credit 4.25% $5,000 - $250,000
Interest Only Home Equity Line of Credit 4.25% $5,000 - $250,000

Prime rate as of effective date indicated above was 4.25%. The prime rate is subject to change. Rate may change dependent upon credit qualifications. HELOC rate has a floor of 4.25%. Please ask a credit union representative about current rates which may vary. *APR = Annual Percentage Rate. Click here for disclosure information.

Second Mortgage Loans

Second Mortgage Loan (Fixed Rate) APR* Term
Second Mortgage Loan 3.49% 5 Years
Second Mortgage Loan 3.99% 10 Years
Second Mortgage Loan 4.99% 15 Years

*APR = Annual Percentage Rate
APR listed is the lowest possible Annual Percentage Rate for qualified borrowers. Rate may change dependent upon credit qualifications. All rates are subject to change daily. Click here for disclosure information.

Other Loans

Loan Type APR* Max Term
Personal/Signature Loan 9.25%* 36 Months
Overdraft Protection 18.00%*
Certificate and Share Secured Loans Maturity date of loan to match maturity date of earliest C/D maturity if more than one pledged. 4.75%** 60 Months

*APR = Annual Percentage Rate
*APR listed is the lowest possible Annual Percentage Rate for qualified borrowers. Rate may change dependent upon credit qualifications. All rates are subject to change daily. Click here for disclosure information.
Borrower must have approved credit and limitations may apply. Please consult with a Premier Members CU Loan Officer for more information. Signature loan maximum loan up to $15,000.
**Flat Rate

VISA Credit Cards

Visa Credit Cards APR*
Platinum Rewards 12.15%-18.0%
Platinum Rates 10.15%-18.0%
Business Platinum 10.15%-18.0%
Credit Builder & Student Credit Builder 10.15%-18.0%

*APR = Annual Percentage Rate
*APR listed is the lowest possible Annual Percentage Rate for qualified borrowers. Rate may change dependent upon credit qualifications. All rates are subject to change daily. Click here for disclosure information.

Deposit Accounts

 

Effective Date: March 1, 2017

* APY = Annual Percentage Yield
Click here for our Truth In Savings Disclosure

Share Savings APY* Dividend Rate
Regular Share 0.05% 0.05%

Minimum opening balance $5.00. Fees can reduce earnings. Click here for a complete Fee Schedule. All rates are subject to change daily. Click here for disclosure information.

Youth Savings APY* Dividend Rate
Y.E.S Account (Age 14-17) 0.05% 0.05%
Rags To Riches Club(under 14) 0.05% 0.05%

Fees can reduce earnings. Click here for a complete Fee Schedule. All rates are subject to change daily. Click here for disclosure information.

Youth Certificates - 12 Months APY* Dividend Rate
$100-$499 0.10% 0.10%
$500-$9,999 0.45% 0.45%
$10,000-$49,999 0.45% 0.45%
$50,000-$99,999 0.50% 0.50%
$100,000 and higher 0.60% 0.60%

Fees can reduce earnings. Click here for a complete Fee Schedule. All rates are subject to change daily. Click here for disclosure information.

Miscellaneous Share APY* Dividend Rate
Holiday Club 0.05% 0.05%

Fees can reduce earnings. Click here for a complete Fee Schedule. All rates are subject to change daily. Click here for disclosure information.

Money Market
Including Business and IRA
APY* Dividend Rate
$0-$2,000 3.00% 2.96%
$2000.01 - $5,000 2.10% to 3.00% 1.49%
$5000.01 - $10,000 1.42% to 2.10% 0.75%
$10,000.01 - $50,000 0.69% to 1.42% 0.50%
$50,000.01 - $100,000 0.54% to 0.69% 0.40%
$100,000.01 - $250,000 0.43% to 0.54% 0.35%
$250,000.01 and above 0.30% to 0.43% 0.30%

Earn the best rate on balances up to $2,000 then a blended rate as your deposit amount gets distributed down the different earning tiers. Use our money market calculator to determine the rate you’ll get with your specific deposit amount.


Fees can reduce earnings. Click here for a complete Fee Schedule. All rates are subject to change daily. Click here for disclosure information.

IRA Share APY* Dividend Rate
Take advantage of tax deferred interest with an IRA. More Details 0.05% 0.05%

Fees can reduce earnings. Click here for a complete Fee Schedule. All rates are subject to change daily. Click here for disclosure information.

Executive Checking APY* Dividend Rate
$0.00-$9,999 0.01% 0.01%
$10,000-$24,999 0.15% 0.15%
$25,000-$99,999 0.20% 0.20%
$100,000 and over 0.25% 0.25%

Fees can reduce earnings. Click here for a complete Fee Schedule. All rates are subject to change daily. Click here for disclosure information.

Share and IRA Certificates
  $10,000 min. $500 min.
Term APY* Dividend Rate APY* Dividend Rate
3 mo 0.10% 0.10% 0.05% 0.05%
6 mo 0.25% 0.25% 0.25% 0.25%
12 mo 0.50% 0.50% 0.45% 0.45%
18 mo 0.60% 0.60% 0.60% 0.60%
24 mo 0.70% 0.70% 0.70% 0.70%
30 mo 0.75% 0.75% 0.75% 0.75%
36 mo 1.06% 1.05% 1.00% 1.00%
48 mo 1.36% 1.35% 1.31% 1.30%
60 mo 1.66% 1.65% 1.61% 1.60%
  $100,000 min. $50,000 min.
Term APY* Dividend Rate APY* Dividend Rate
3 mo 0.20% 0.20% 0.15% 0.15%
6 mo 0.35% 0.35% 0.30% 0.30%
12 mo 0.65% 0.65% 0.55% 0.55%
18 mo 0.70% 0.70% 0.60% 0.60%
24 mo 0.75% 0.75% 0.70% 0.70%
30 mo 0.85% 0.85% 0.80% 0.80%
36 mo 1.16% 1.15% 1.11% 1.10%
48 mo 1.46% 1.45% 1.41% 1.40%
60 mo 1.76% 1.75% 1.71% 1.70%

Fees can reduce earnings. Click here for a complete Fee Schedule. All rates are subject to change daily. Click here for disclosure information.

Mortgage Rates

 



Effective Date: July 31, 2017

We offer competitive rates for our mortgage loan programs. Rates are constantly changing, for current rates please contact usWe do not charge the standard 1% Origination fee but there is an origination charge associated with the loan. 

Rates and terms are subject to change without notice.  Interest Rate, APR Calculations and Monthly Payment are based on a $200,000 loan with a loan to value of 75% or less.

Fixed Rate Mortgage
30-Year Fixed Mortgage

Interest Rate
Origination Points
Disc. Points
APR Payment
3.875% 0.00 1.000 4.030% $940.47
4.000% 0.00 0.000 4.072% $954.83

- All rates subject to change without notice
- APR = Annual Percentage Rate
- Interest Rate, APR Calculations, and Monthly Payment based on following assumptions: $200,000 loan with loan to value of 75% or less and a Credit Score of 740
- LTV = Loan-to-Value, meaning the loan amount divided by sales price (or appraised value, whichever is less)
- Loan level price adjustments may apply.
- Mortgage loans are available on properties here in Colorado. Membership to Premier Members CU is required.


20-Year Fixed Mortgage

Interest Rate
Origination Points
Disc. Points
APR Payment
3.500% 0.00 1.000 3.713% $1,159.92
3.750% 0.00 0.000 3.855% $1,185.78

- All rates subject to change without notice
- APR = Annual Percentage Rate
- Interest Rate, APR Calculations, and Monthly Payment based on following assumptions: $200,000 loan with loan to value of 75% or less and a Credit Score of 740
- LTV = Loan-to-Value, meaning the loan amount divided by sales price (or appraised value, whichever is less)
- Loan level price adjustments may apply.
- Mortgage loans are available on properties here in Colorado. Membership to Premier Members CU is required.


15-Year Fixed Mortgage

Interest Rate
Origination Points
Disc. Points
APR Payment
3.000% 0.00 1.000 3.274% $1,381.16
3.250% 0.00 0.000 3.380% $1,405.34

- All rates subject to change without notice
- APR = Annual Percentage Rate
- Interest Rate, APR Calculations, and Monthly Payment based on following assumptions: $200,000 loan with loan to value of 75% or less and a Credit Score of 740
- LTV = Loan-to-Value, meaning the loan amount divided by sales price (or appraised value, whichever is less)
- Loan level price adjustments may apply.
- Mortgage loans are available on properties here in Colorado. Membership to Premier Members CU is required.

Adjustable Rate Mortgage
3/1 Year ARM

Interest Rate
Origination Points
Disc. Points
APR Payment
3.750% 0.00 1.000 5.125% $926.23

- ARM = Adjustable Rate Mortgage
- Rates are fixed for the first 3 years and then adjust yearly.
- Must be owner occupied. Call for details.
- All rates subject to change without notice
- APR = Annual Percentage Rate
- Interest Rate, APR Calculations, and Monthly Payment based on following assumptions: $200,000 loan with loan to value of 75% or less and a Credit Score of 740
- LTV = Loan-to-Value, meaning the loan amount divided by sales price (or appraised value, whichever is less)
- Loan level price adjustments may apply.
- Mortgage loans are available on properties here in Colorado. Membership to Premier Members CU is required.