Home Equity Loans (HELOCs)

What could you do with a little extra cash?

Make home improvements, finance a child’s education, pay off credit card debt, take a vacation, and much more – simply by putting your home to work for you!

Home Equity Lines of Credit
Revolving credit line for maximum flexibility

Home Equity Loans (Second Mortgages)
Lock in a low fixed rate with this one-time purpose loan

Apply Now    Current Rates

Home Equity Line of Credit Home Equity Loan
(Second Mortgage)
Features Revolving line of credit available to use whenever you need One-time lump sum, fixed rate
Good For.. College education, remodel, vacation or ongoing projects where additional funds may be needed throughout the project One-time expenses, for a variety of projects with a fixed budget, debt consolidation
Access Withdraw funds when you need it, just transfer funds to your checking account One lump sum disbursed at loan opening
Need Equity Yes Yes
Loan To Value Loans up to 90% of the available equity in your home Loans up to 90% of the available equity in your home
Rates Variable Rate Fixed
Payments Interest only or principal & interest Principal & interest
Product Option Available on owner-occupied & non-owner occupied properties (restrictions apply) Available on owner-occupied & non-owner occupied properties (restrictions apply)
Tax Deductibility Yes; consult with your tax advisor Yes; consult with your tax advisor
Loan Application Fees  $0 $0
Annual Fees  $0 N/A
Prepayment Penalties  $0 $0

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