Mortgage Rates

 



Effective Date: October 6, 2017

We offer competitive rates for our mortgage loan programs. Rates are constantly changing, for current rates please contact usWe do not charge the standard 1% Origination fee but there is an origination charge associated with the loan. 

Rates and terms are subject to change without notice.  Interest Rate, APR Calculations and Monthly Payment are based on a $200,000 loan with a loan to value of 75% or less.

Mortgage Rates

Term Interest Rate
Origination Points
Disc. Points
APR
30-Year Fixed 4.000% 0.00 1.000 4.158%
30-Year Fixed 4.125% 0.00 0.000 4.199%
20-Year Fixed 3.750% 0.00 1.000 3.966%
20-Year Fixed 3.875% 0.00 0.000 3.975%
15-Year Fixed 3.125% 0.00 1.000 3.401%
15-Year Fixed 3.375% 0.00 0.000 3.507%
3/1 Year Arm
Adjustable
3.750% 0.00 1.000 5.125%

*Based on an interest rate of 4% a payment amount equals $4.78 per $1,000 for a 30 year term. This amount does not include taxes, insurance or mortgage insurance premiums which, if applicable, will result in a greater payment obligation.

- All rates subject to change without notice
- APR = Annual Percentage Rate
- Interest Rate, APR Calculations, and Monthly Payment based on following assumptions: $200,000 loan with loan to value of 75% or less and a Credit Score of 740
- LTV = Loan-to-Value, meaning the loan amount divided by sales price (or appraised value, whichever is less)
- Loan level price adjustments may apply.
- Mortgage loans are available on properties here in Colorado. Membership to Premier Members CU is required.

- ARM = Adjustable Rate Mortgage
- Rates are fixed for the first 3 years and then adjust yearly.
- Must be owner occupied. Call for details.
- All rates subject to change without notice
- APR = Annual Percentage Rate
- Interest Rate, APR Calculations, and Monthly Payment based on following assumptions: $200,000 loan with loan to value of 75% or less and a Credit Score of 740
- LTV = Loan-to-Value, meaning the loan amount divided by sales price (or appraised value, whichever is less)
- Loan level price adjustments may apply.
- Mortgage loans are available on properties here in Colorado. Membership to Premier Members CU is required.

Mortgage Rates