*APR = Annual Percentage Rate. Credit qualifications and membership required. 2.99% APR applies to transferred balances only and balance transfer fee will be waived. To receive the promotional rate—the balance transfer cannot be less than $100 for each card balance transferred. If it is less, then the regular APR for your account shall apply. If transferring to Visa Platinum Rewards card, balance transfer amounts will not be applied to your rewards. New purchases are charged at the regular disclosed rate of your card. The 2.99% balance transfer rate is available for a limited time. Any new purchases, cash advances, or balance transfers made after the promotional offer of 2.99% APR ends on 7/15/2020 will be charged at the regular disclosed rate of your card. Your APR is determined based on credit worthiness. Maximum balance transfer for promotional rate is $20,000 or up to your available credit limit, whichever is less. Special rate is valid only for balance transfers from other credit card companies, financial institutions, or department store credit cards. The promotional rate for balance transfers will not apply for checks made payable to you, cash or to make payments toward amounts you owe Premier Members Credit Union. You will need to make sure to continue to make your monthly payments to the issuer/merchant until you receive a statement from the issuer/merchant reflecting the balance transfer payment, as transfers may not be immediate. Premier Members Credit Union will not be responsible for any finance charges or late fees incurred due to your nonpayment. Any balance transfers or convenience checks processed after the promotional period will incur finance charges at the standard rates.